Cheapest car insurance Types of car insurance Multi car insurance can cover two or more cars in your household Black box insurance monitors your driving using a telematics box, which is a device that sends information and statistics about your driving Learner car insurance is a policy designed for learner drivers with a provisional licence Taxi insurance is a specialist vehicle insurance policy designed to cover cars used for commercial hire Cheap car insurance Short term car insurance is a temporary car insurance policy which provides cover for a short period of time. Find the best car insurance policy for you When searching for the best car insurance policy for you, there are a few key things to keep in mind. Cover before cost: Decide the type of cover you need based on your driving habits and circumstances. Then find the best deals for you. Cheap car insurance Type: Choosing between comprehensive cover and third party can by tricky. If the car you’re insuring is newer and you can’t afford to replace it, comprehensive cover is a better option. If you’re car is more than 10 years old, or with more than 100,000 miles on it, third-party cover may be the better option. Excess: This is the minimum amount you pay when you make a claim. The higher the excess, the cheaper your premiums will be. It’s important to choose an excess you can afford. Should you add extras? You can customise your policy and extend your cover by adding extra benefits. These include: Legal cover - here is how to work out if you need it Breakdown cover Cover for lost or stolen keys No claims protection Cover for driving abroad